Hudson Cook's State Enforcement Practice
Since its founding, Hudson Cook has helped clients deal with the myriad state agencies that regulate consumer finance companies. Hudson Cook’s State Enforcement Practice builds on and leverages the deep knowledge of the Firm’s nationwide state law compliance practice. With our decades of experience interpreting and advising on state consumer credit laws and regulations as outside and in-house counsel in the consumer financial services industry, we are uniquely positioned to handle—efficiently and effectively—state AG investigations and other state regulatory investigations, examinations, and inquiries.
We have defended clients in everything from complex, multi-state AG investigations and joint state-federal investigations, to individual inquiries from state regulators during an examination or licensing renewal application. Our deep subject-matter knowledge and regulator relationships allow us to deploy the appropriate representation for the circumstance, whether it calls for zealous advocacy or creative solutions to concerns raised by a particular regulator.
We have assisted clients before state AGs throughout the country, and also in matters with many state credit regulators, including:
- California Department of Financial Protection and Innovation
- Connecticut Department of Banking
- Florida Office of Financial Regulation
- Idaho Department of Finance
- Illinois Department of Financial and Professional Regulation
- Kansas Office of the State Bank Commissioner
- Massachusetts Commissioner of Banks
- Maryland Office of Financial Regulation
- Michigan Department of Insurance and Financial Services
- Missouri Division of Finance
- New Hampshire Banking Department
- New York Department of Financial Services (NY DFS)
- Oklahoma Department of Consumer Credit
- South Dakota Division of Banking
- Virginia Bureau of Financial Institutions
- Washington Department of Financial Institutions