Events

July 12, 2022

Compliance Coffee Break: 21st Century Technology, 20th Century Laws: Using Emails, Text Messages and other Electronic Communications to Collect Debt

Presenter: Anastasia Caton
July 12 from 2:00 - 2:30 pm ET

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The Fair Debt Collection Practices Act (FDCPA) is over 40 years old. Many of its state analogs also date to the 20th century. Among the objectives of Reg F was to bring certainty to debt collectors' use of electronic communications to collect debt. However, open questions remain, particularly for creditors: Will debt collectors actually follow the highly technical procedures set forth in the rule, and what is a creditor's obligation when its debt collector decides to follow Reg F's safe harbors? Will the CFPB hold creditors to the same standards in Reg F as debt collectors? And what are the implications of the Eleventh Circuit's recent Hunstein decisions on the use of email, text message and skip tracing vendors?

Hudson Cook is pleased to host a client educational series: Compliance Coffee Breaks. These 30-minute "mini-webinars" feature Hudson Cook attorneys presenting on a variety of compliance topics, including auto finance, debt collection practices, mortgage and housing, credit reporting, and more. You may submit your questions ahead of time via the registration link or submit them via the Q&A box during the presentation. As of 2022, we are using the Zoom platform for our webinars.

Registration required. All fields with an asterisk (*) are required. Registration is offered and available primarily to clients of Hudson Cook, LLP. Please register using a company email address. Attempted registrations using personal email (Gmail, Yahoo, etc.) or academic email addresses (.edu) will not be accepted or will be canceled prior to the date of the webinar, as will registrations from lawyers at law firms, government employees or reporters. After registering and being approved, registrants will receive a confirmation email containing instructions on how to log in to the webinar.

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