Profile

Member, American Bar Association, Business Law Section, Consumer Financial Services Subcommittee

• "Deposit Account Workshop," Massachusetts Bankers Association, December 2021
• "Deposit Account Workshop," Massachusetts Bankers Association, December 2020
• "Bank Regulatory Compliance in the Shadow of COVID-19," Hudson Cook Compliance Coffee Breaks, March 2020
• "Compliance Potpourri," Annual Meeting of the Eastern Massachusetts Compliance Network, November 2018
• "Electronic Fund Transfers, Cross-Border Data Breach and Data Security Considerations, and Overdraft Lessons Learned," Quarterly Meeting of the Eastern Massachusetts Compliance Network, February 2017
• "The Legal and Regulatory Risks of Banking Medical Marijuana Businesses," Spring Compliance Conference of New Hampshire Bankers Association / Vermont Bankers Association, May 2016
• "Incident Response - Your Response May Hurt More Than the Attack," WolfPAC User Conference, October 2015
• "Deposit Compliance Issues," Massachusetts Bankers Association Compliance Academy, September 2015
• "Massachusetts Bank Modernization Act," Quarterly Meeting of the Eastern Massachusetts Compliance Network, April 2015
• "Social Media Compliance Considerations," Quarterly Meeting of the Western Massachusetts Compliance Association, February 2015
• "Compliance Oddities," Annual Meeting of the Eastern Massachusetts Compliance Network, November 2014
• "The Legal and Regulatory Risks of Banking Medical Marijuana Businesses," Massachusetts Bankers Association Webinar, October 2014
• "The Legal and Regulatory Risks of Banking Medical Marijuana Businesses," Fall Compliance Conference of New Hampshire Bankers Association / Vermont Bankers Association, October 2014
• "Compliance Oddities," Annual Meeting of the Eastern Massachusetts Compliance Network, November 2013
• "Risk Managers Forum on Social Media Implementation," Massachusetts Bankers Association, June 2013
• "Dodd-Frank Mortgage Reform and Anti-Predatory Lending," Massachusetts Continuing Legal Education, June 2013
• "The Massachusetts Debt Collection Regulations, New Attorney General Guidance, and Other Collection Rules: What They Mean for Bankers," Massachusetts Bankers Association, March 2013
• "Signature Card Fundamentals," Lorman Education Services, March 2013
• "Compliance Oddities," Annual Meeting of the Eastern Massachusetts Compliance Network, November 2012
• "Advertising Pitfalls," National Association of Dealer Counsel Fall Conference, October 2012
• "Remittance Transfer Rules," Western Massachusetts Compliance Association Quarterly Meeting, September 2012
• "Deposit Account Rules and Ancillary Issues," Twentieth Annual Massachusetts Bankers Association Compliance Academy, September 2012
• "Social Media and Consumer Credit Compliance," Ninth Annual Hudson Cook Housing & Auto Finance Workshop, May 2012
• "Compliance Oddities," Annual Meeting of the Eastern Massachusetts Compliance Network, November 2011
• "FDIC and Overdraft Rules: FAQ and Assessing Risks", Webinar Sponsored by American Banker, BTN and US Banker, April 2011
• "Dodd-Frank Compliance Surprises," ABA Business Law Section CLE Webinar, February 2011

• "Massachusetts Issues Student Loan Servicing Conduct Rules," Hudson Cook Insights, July 2021
• "Massachusetts About to Join the Ranks of States Licensing Student Loan Servicers," Hudson Cook Insights, June 2021
• "The City that Never Sleeps on Debt Collection: A Primer on New York City's Debt Collection Regulations," Hudson Cook Insights, September 2020, co-authored with Anastasia Caton
• "New York Department of Financial Services Extends Student Loan Relief to Private Student Loans," Hudson Cook Insights, April 2020
• "Regulation of Student Loan Servicers: What's Out There, and What's Coming," Hudson Cook Insights, May 2019, co-authored with Eric Mulligan and Ryan Stinneford
• "New York Licensed Lender Annual Fee Authority to Sunset. Or Will It?" Hudson Cook Insights, February 2019
• "Implications of New York Starter Interrupt Device Law Remain Unclear," Hudson Cook Insights, November 2018, co-authored with Nicole Munro
• "Massachusetts Supreme Court Rules on Debt Collector Licensing of Passive Debt Buyers," Hudson Cook Insights, April 2018
• "New York Launches Education Initiative and Issues Additional Guidance Regarding "Zombie Property" Obligations," Hudson Cook Insights, September 2017
• "New York 'Zombie Property' Rules Go Live," Hudson Cook Insights, February 2017
• "Massachusetts Enacts Law Regulating 'Transportation Network Companies'," Hudson Cook Insights, August 2016
• "Western Sky and Related Companies Settle With Massachusetts Regulator," Basis Points®, Issue 73, November 2015
• "Massachusetts Finalizes Flood Insurance Regulation," Basis Points®, Issue 70, August 2015
• "Massachusetts Adopts New Flood Insurance Requirements," Basis Points®, Issue 63, December 2014 / January 2015
• "Overdraft Rumblings Continue," Basis Points®, Issue 59, August 2014
• "Massachusetts Attorney General Sues Fannie and Freddie over Foreclosure Buyback Issues," Basis Points®, Issue 57, June 2014
• "Time to Rethink ESIGN 'Consent Handshake" Standards?" Basis Points®, Issue 56, May 2014
• "The Regulatory Noose Tightens on Payment Processors and 'High Risk' Merchants," Basis Points®, Issue 50, October 2013
• "Massachusetts Finalizes Revisions to Servicing Regulation," Basis Points®, Issue 50, October 2013
• "Virtual Currency Provider Liberty Reserve Sanctioned by Feds," Basis Points®, Issue 46, June 2013
• "Massachusetts Issues Right to Modify Regulation and Model Form," Basis Points®, Issue 46, June 2013
• "Massachusetts Division of Banks Takes Action Against Tribal Lender," Basis Points®, Issue 44, April 2013, co-authored with Justin Hosie and Blake Sims
• "Massachusetts Attorney General Issues Guidance on Debt Collection Regulations," Basis Points®, Issue 42, February 2013 (reprinted in Volume 15, Issue 9 of Spot Delivery®, April 2013)
• "Massachusetts Division of Banks Releases Sample Notice for Mortgage Modification Rules; Template for Reporting and Proposed Regulations to Implement Rule," Basis Points®, Issue 41, December 2012 / January 2013
• "Massachusetts Division of Banks Proposes Mortgage Servicing Rules," Basis Points®, Issue 40, November 2012
• "Massachusetts Enacts Emergency Foreclosure Protection Law," Basis Points®, Issue 37, August 2012, co-authored with Frank Bishop and Danielle Cardona
• "Recent Massachusetts Case Clarifies Foreclosure Standing Requirements," Basis Points®, Issue 36, July 2012, co-authored with Frank Bishop
• "Massachusetts Attorney General Establishes HomeCorps Program," Basis Points®, Issue 35, June 2012
• "Massachusetts Gender Identity Law Becomes Effective July 1st," Basis Points®, Issue 35, June 2012
• "Massachusetts Attorney General Issues Revised Debt Collection Regulation," Basis Points®, Issue 33, April 2012
• "Consumer Financial Protection Bureau Releases Advance Outline of Mortgage Servicing Rules," Basis Points®, Issue 33, April 2012
• "Merchants, Payment Processors and Financial Institutions Face Increasing Scrutiny for Unauthorized Consumer Payment Transactions," Boston Bar Association Financial Services Section Newsletter, April 2012, co-authored with Ryan Stinneford

The Best Lawyers in America®, Banking and Finance Law, 2013-2022

Case Western Reserve University School of Law, J.D., 1994

Fairfield University, B.A., magna cum laude, 1991

Massachusetts, 1994