Insights

CFPB Bites of the Month - November 20, 2024 - CFPB Take Me Home, Country Roads
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - December 23, 2024

RPM Alert: FTC's Final Rule on Unfair and Deceptive Fees in Ads and Leasing: Key Takeaways for Apartment and Short-Term Rental Housing Providers
Jay Harris and Mark D. Metrey - December 20, 2024

Hudson Cook Enforcement Alert: CFPB takes action against Student Loan Servicer for Allegedly Delaying Default Rehabilitation Process to Acquire Collection Fees
Erik Kosa and Mark D. Metrey - December 10, 2024

Hudson Cook Enforcement Alert: CFPB Settles with Online Student Lender for Alleged Deceptive Marketing Practices and Miscalculated and Undisclosed Annual Percentage Rates
Julia K. Whitelock and Gabriela Chambi - December 9, 2024

To Be or Not To Be: Challenge to the FTC's CARS Rule Is Ripe for the Fifth Circuit to Decide
Julia K. Whitelock - November 27, 2024

Court Allows Claim that Purchase of Ancillary Product Was Condition of Credit to Proceed, Based on Alleged Verbal Representation
Latif Zaman - November 27, 2024

Federal Trade Commission Sues Business Financing Company for Allegedly Misleading Consumers
Eric D. Mulligan - November 27, 2024

Featuring BizFinLaw
November 1, 2024

CFPB Bites of the Month - October 2024 - (Don't Fear) The Reaper CFPB
Eric L. Johnson, Justin B. Hosie and Kristen Yarows - October 31, 2024

When Is a Sale Final? Not Always as Early as You'd Like It to Be
Eric D. Mulligan - October 31, 2024

Pay Now or Pay Later, But Paying Later May Cost a Whole Lot More
Eric L. Johnson - October 31, 2024

Speaking Multiple Languages Is Great for Business, but Do You Know When You Are Required to Provide Translated Documents?
Chuck Dodge, Jason Esteves and Gabriela Chambi - October 25, 2024

Enforcement Alert from Hudson Cook: CFPB Fines Wall Street Bank and Big Tech Company for Alleged Violations of the CFPA and TILA in Connection with Credit Card Marketing and Transaction Disputes
Lucy E. Morris and Taylor A. Krowitz - October 24, 2024

Pay to Play? CFPB Warns Consumers about Risks of Video Game Currency and In-Game Purchases
Taylor A. Krowitz, Justin B. Hosie, Julia K. Whitelock and Jason Esteves - October 22, 2024

CFPB Bites of the Month - September 2024 - Wake Me Up When September Ends, CFPB
Eric L. Johnson, Justin B. Hosie and Kristen Yarows - October 21, 2024

Hudson Cook Enforcement Alert: CFPB and DOJ "Combating Redlining Initiative" Finds National Mortgage Company in the Crosshairs for Alleged Lending Discrimination
Mark E. Rooney and Mark D. Metrey - October 17, 2024

Hudson Cook Enforcement Alert: CFPB Issues Order Against a Private Dispute Resolution Platform
Michael A. Goodman and Gabriela Chambi - October 10, 2024

FTC's Invitation Homes Settlement: Federal Consumer Protection Laws In Rental Property Management
Jay Harris and Mark D. Metrey - October 4, 2024

Hudson Cook Enforcement Alert: CFPB Sues Credit Card Issuer and its Owner and CEO for Alleged Deceptive Marketing and Improper Fees
Erik Kosa and Kristen Yarows - September 17, 2024

Hudson Cook Enforcement Alert: National Bank Reaches Settlement with the CFPB for Alleged Credit Reporting Violations
Robert D. Tilley and Mark D. Metrey - September 16, 2024

Hudson Cook Enforcement Alert: Nonbank Student Loan Servicer Agrees to a CFPB-Imposed Ban and to Pay $120 Million
Julia K. Whitelock and Taylor A. Krowitz - September 13, 2024

FTC Expands Creative Use of Gramm-Leach-Bliley Act to Recover Consumer Redress from Defendants
Michael A. Goodman - August 29, 2024

CFPB Issues Consent Order Related to Bank's Duplicative Force-Placed Insurance Policies
Frank Bishop, Jr. - August 29, 2024

Bill Under Consideration in California Would Apply Collections Law to Commercial Financing Providers
Eric D. Mulligan - August 29, 2024

CFPB Bites of the Month - August 2024 - All That's Left of the CFPB's Summer Sky
Eric L. Johnson, Justin B. Hosie and Kristen Yarows - August 28, 2024

Hudson Cook Enforcement Alert: CFPB Takes Action Against Mortgage Servicer for Alleged Order Violations and Servicing Errors
Lucy E. Morris and Mark D. Metrey - August 23, 2024

Seven Hudson Cook, LLP Lawyers Named Best Lawyers® in America for 2025
August 21, 2024

The FTC's New Teeth to Bite Bogus Consumer Review Blurbs
Jay Harris and Michael A. Goodman - August 15, 2024

Introducing BizFinLaw
July 31, 2024

CFPB Bites of the Month - July 2024 - The CFPB Shines Like the 4th of July
Eric L. Johnson, Justin B. Hosie and Kristen Yarows - July 29, 2024

FTC Settlement Offers Plenty to Think About Regarding "Up To" Advertising Claims
Michael A. Goodman - July 26, 2024

The Devil is in the Details: Technical Violations of State Collection Practices Laws Can Lead to Class Action Liability
Anastasia V. Caton and Tracy Wang - July 26, 2024

State Licensing Pitfalls Mortgage Servicers Must Beware
Clayton C. Swears - July 24, 2024

Hudson Cook Enforcement Alert: CFPB Takes Dual Action Against Bank Holding Company for Alleged Unlawful Repossessions and Sales Practices.
Michael A. Goodman and Mark D. Metrey - July 10, 2024

CFPB Bites of the Month Webinar Recap: The CFPB and the Dust of June
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - July 10, 2024

Mo Data, Mo Problems: Data Protection and Privacy Concerns for the Gaming Industry
Julia K. Whitelock, Justin B. Hosie and Jason Esteves - July 10, 2024

Hudson Cook Enforcement Alert: FTC and Online Used Car Dealer Agree to Settle Alleged Unfair and Deceptive Advertising and Business Practices Claims
Julia K. Whitelock and Kristen Yarows - July 8, 2024

"That's Unfair!" Navigating CFPB Scrutiny and Consumer Protection Challenges in the Gaming Industry
Jason Esteves, Julia K. Whitelock and Justin B. Hosie - June 27, 2024

Enforcement Alert from Hudson Cook; CFPB Issues Order Against Nonbank Mortgage Company
Robert D. Tilley and Kristen Yarows - June 24, 2024

Hudson Cook Enforcement Alert: CFPB Imposes Bans from Reverse Mortgage Servicing, $11.5 Million Restitution, and $5 Million in Civil Money Penalties for Mishandling Communications with Borrowers
Julia K. Whitelock and Erik Kosa - June 21, 2024

Hudson Cook Enforcement Alert: CFPB Enforcement Order Registry Requirements Effective September 16
Jay Harris - June 13, 2024

CFPB Non-Bank Enforcement Order Registry Coming this Fall
Jay Harris - June 4, 2024

To Litigate or to Arbitrate: That Is the Question!
Gabriela Chambi and Julia K. Whitelock - May 31, 2024

AAA Makes Changes in Attempt to Reign in Mass Arbitration
Eric L. Johnson - May 31, 2024

Company Violates Mortgage Law by Holding Servicing Rights without License
Clayton C. Swears - May 31, 2024

CFPB Bites of the Month - May 2024 - CFPB: Light My Way, Virginia May
Justin B. Hosie, Eric L. Johnson and Kristen Yarows - May 23, 2024

Hudson Cook Enforcement Alert: CFPB Issues Order Against Student Loan Debt Relief Telemarketer
Lucy E. Morris and Kristen Yarows - May 20, 2024

Hudson Cook Enforcement Alert: CFPB Brings Lawsuit Against FinTech Company for its Alleged Deceptive Practices and for Allegedly Misrepresenting the Costs of its Loans.
Mark E. Rooney and Gabriela Chambi - May 20, 2024

Hudson Cook CFPB Supreme Court Alert: Supreme Court Upholds CFPB Funding Structure, Clears Way for Payday Lending Rule Implementation
Mark E. Rooney - May 17, 2024

Feeding the Loot Box Monster: The CFPB's Concerns with Payment Transmission in Gaming
Justin B. Hosie, Julia K. Whitelock and Jason Esteves - May 16, 2024

"OVER THE LINE!" Where Banking and Gaming Intersect, the CFPB Has Something to Say
Julia K. Whitelock, Justin B. Hosie and Jason Esteves - May 8, 2024

Hudson Cook Enforcement Alert: CFPB Takes Action Against Fintech Company for Alleged Withholding of Consumer Refunds
Michael A. Goodman and Mark D. Metrey - May 8, 2024

CFPB Bites of the Month - April 2024 - Won't Get Fooled Again, CFPB
Justin B. Hosie and Eric L. Johnson - May 2, 2024

New Kansas Law Will Require Disclosures for Commercial Financing Transactions
Eric D. Mulligan - April 30, 2024

CFPB Imposes Ban from Consumer Lending Activities and $164,000 Penalty on For-Profit Vocational School and Its Founder for Hiding Loan Costs from Students
Julia K. Whitelock and Erik Kosa - April 19, 2024

"Reducing Barriers to HUD-Assisted Housing": HUD NPR for Use of Criminal History in Tenant Screening and Termination At HUD-Assisted Properties
Jay Harris - April 17, 2024

CFPB Supervision Alert from Hudson Cook; CFPB Updates Supervision Designation Procedures for Nonbanks Posing Risks
Lucy E. Morris and Kristen Yarows - April 16, 2024

FCC Continues to Roll Out TCPA Changes and Interpretations
Michael A. Goodman - March 29, 2024

New York Financing Arrangements Bill Would Have Major Implications for Commercial Financing
Thomas P. Quinn, Jr. - March 29, 2024

FTC Announces Telemarketing Sales Rule Amendment Regulating B2B Telemarketing
Michael A. Goodman - March 29, 2024

CFPB Bites of the Month - March 2024 - Here Comes the Sun and the CFPB
Justin B. Hosie and Eric L. Johnson - March 29, 2024

Arkansas Limits Use of License Plate Readers for Repossession
Clayton C. Swears - February 29, 2024

Breaking Barriers: Language Access Programs and the New Landscape for Businesses
Chuck Dodge, Jason Esteves and Gabriela Chambi - February 29, 2024

New York Amends Credit Card Surcharge Statute
Jay Harris, Thomas P. Quinn, Jr. and Ryan S. Stinneford - February 29, 2024

CFPB Bites of the Month - February 2024 - "I Got You, CFPB".
Justin B. Hosie and Eric L. Johnson - February 29, 2024

CFPB Supervision Alert: CFPB Issues First Risk-Based Supervision Order
Lucy E. Morris and Kristen Yarows - February 27, 2024

Enforcement Alert from Hudson Cook; CFPB Settles Decade-Long Case Against Foreclosure Relief Company and Four Attorneys for $12 million
Robert D. Tilley and Gabriela Chambi - February 12, 2024

Stirring Up the Artificial Intelligence Pot
Trisha J. Cacciola - January 31, 2024

Unpacking the CPFB's Proposed Overdraft Rule
Thomas P. Quinn, Jr. - January 31, 2024

CFPB Bites of the Month - 2023 Annual Review - Debt Collection
Anastasia V. Caton, Charles F. Dodge, Jr., Eric L. Johnson, Justin B. Hosie, and Laura J. Bacon - January 30, 2024

CFPB Bites of the Month - 2023 Annual Review - Payments
Eric L. Johnson, Justin B. Hosie, Laura J. Bacon, Ryan S. Stinneford, and Thomas P. Quinn, Jr. - January 26, 2024

CFPB Bites of the Month - 2023 Annual Review - Biggest Fines and Penalties
Eric L. Johnson and Justin B. Hosie - January 25, 2024

CFPB Bites of the Month - 2023 Annual Review - Small Dollar Lending, Lease-to-Own, and Alternative Financial Services
Eric L. Johnson and Justin B. Hosie - January 25, 2024

CFPB Bites of the Month - 2023 Annual Review - Student Lending
Eric L. Johnson, Justin B. Hosie, Laura J. Bacon, Ryan S. Stinneford, and Thomas P. Quinn, Jr. - January 25, 2024

Enforcement Alert from Hudson Cook; Debt-Relief Enterprise Forced into Receivership by CFPB, Seven States
Mark E. Rooney and Mark D. Metrey - January 23, 2024

CFPB Bites of the Month - 2023 Annual Review - Mortgage
Joseph ("Jed") E. Mayk, Eric L. Johnson and Justin B. Hosie - January 23, 2024

CFPB Bites of the Month - 2023 Annual Review - Banking
Eric L. Johnson, Justin B. Hosie, Laura J. Bacon, Ryan S. Stinneford and Thomas P. Quinn, Jr. - January 22, 2024

CFPB Bites of the Month - 2023 Annual Review - Nondiscrimination and Military Protection Law
Erica A.N. Kramer, Justin B. Hosie and Eric L. Johnson - January 18, 2024

CFPB Bites of the Month - 2023 Annual Review - Auto
Patricia E.M. Covington, Eric L. Johnson and Justin B. Hosie - January 18, 2024

CFPB Bites of the Month - January 2024 - A Hazy Shade of Winter With the CFPB
Justin B. Hosie and Eric L. Johnson - January 18, 2024

CFPB Bites of the Month - 2023 Annual Review - Fintech
Catherine M. "Cathy" Brennan, Eric L. Johnson and Justin B. Hosie - January 17, 2024

CFPB Bites of the Month - December 2023 - I'm Dreaming of a Winter Solstice and the CFPB
Justin B. Hosie and Eric L. Johnson - January 9, 2024

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